The Combined is an ideal form for many companies, providing protection to the Directors and Officers as well as the Company and employees, from a host of exposures frequently faced by insurance companies at less cost than purchasing separate limits. The Combined is an especially valuable option for smaller companies who appreciate the need for these critical coverages while keeping an eye on expenses.
In addition to the D&O and ICPL coverages, the policy also provides coverage for certain employee agents, for employees completing financial and benefit forms, for data breach expenses, and for costs associated with handling claims arising from catastrophes. And, with every policy comes the NAMIC Insurance Solutions pledge of Creative Solutions and Outstanding Service by a team dedicated solely to the professional liability insurance needs of the insurance industry.
We recommend gathering these items before you begin so that you complete and submit your application and one session.
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